For those living outside of urban regions, the prospect of forest fires is a serious concern. As was seen in British Columbia last year, where the region experienced the driest spring since the 1930s, forest fires can put families at risk and threaten to destroy commercial and personal property.
As an individual living in regions that have historically been prone to forest fires, it is imperative that you know what kind of coverage your insurance plan contains. In the historic wildfires of 2003, many homeowners were not covered for their losses because they did not have insurance at all, or their plan did not extend to forest fire coverage.
With over 7,000 wildfires occurring each year in Canada, burning close to two million hectares of land, it is essential that individuals in fire-prone regions consult their insurance brokers and ask tough questions. Do not assume that a fire insurance plan necessarily includes forest fire coverage; be sure to specifically request extra coverage. For you and your family's sake, seriously consider talking with your broker about fire insurance coverage.
If this is something you would like to consider, talk to the insurance experts at Sharp Insurance. Our brokers understand the importance of protecting your family at the most affordable rates and will guide you through the process of selecting the best plan for your needs.