SHARP HOME

Wednesday, 29 June 2011

What To Do After You've Been In A Car Accident

Car accidents can be traumatic and stressful situations, and it's often difficult to know what do to. Knowing that you have insurance to cover damage to your vehicle can provide you with considerable peace of mind, but regardless of how well you're covered the process of dealing with an accident can be difficult. To help you get an idea of what to do after you've been in a car accident, here are a few tips from the insurance experts at Sharp Broker Services.

1. Remain calm and check for injuries 
While it is much easier said than done, it is to your advantage to keep a cool head after an accident. Your first impulse may be to yell at the guy who rear-ended you, but nothing good can come of that. Check to see if anyone is hurt and call an ambulance if necessary. 

2. Turn off your engine
In the case of a serious accident, be sure to turn the vehicle off. Fuel leaks caused by the accident can be flammable and could injure you and those around you.

3. Do not admit fault
The fault of the accident is determined by the police or by the insurance adjustor. You must always give police officers an honest account of what happened, but at no point should you expressly admit to fault.

4. Do not argue with the other driver
The accident happened. Arguing about it will do nobody any good and may cause emotional (or physical) harm. Speak calmly and assertively to the driver you had the collision with, but never raise your voice or speak aggressively to him or her.

5. Gather information
One of the most important steps in the process of making a claim is demonstrating what happened. Take photographs of the scene, gather witness contact information and the information of the other driver, and record license information. Those who are insured with Sharp Broker Services can utilize the versatile iPhone app, which includes all the steps needed for dealing with an accident and uses the internal GPS system to record the exact location of the accident.

6. Call tow truck
If your car is no longer roadworthy, call the nearest tow truck service to have your car taken to a local repair shop. Contact your insurance broker at this point, to determine the best way to move forward. They may recommend you to a different repair shop with whom they have a special agreement.

7. Breathe easy
The hard part is now over. Your insurance broker will help you move forward with the next steps in making a claim. Depending on your coverage, you may be entitled to a rental vehicle for the duration of the claim process.

No comments:

Post a Comment