
Given
these realities of life in an insured world, how might we minimize the
perception of risk in our driving records? The answers, though numerous, might
be simpler than you think.
1. Distracted driving is risky driving. While many people have
no doubt started to tire of hearing about the risks associated with driving while
texting, talking on the phone or doing something else which takes focus off of
the road, the concern of lawmakers and public safety groups in recent years is
well-founded. By taking your attention off the road, even for a moment, you
substantially increase your likelihood of having an accident – a misstep which
could lead to marked increases in your insurance premiums in years to come. Of
course, even this perspective fails to take into account the real potential cost
of distracted driving; by taking attention away from the road, you run a
serious risk of putting yourself and others in grave danger. When it comes to
weighing the pros against the cons, it’s hard to disagree: distracted driving
should be avoided at all costs.
2. Make sure that your car is taken for regular tune-ups.
Distractions and negligence aren’t the only causes of accidents on the roads;
vehicular disrepair and malfunction can also lead to mishaps, but having your
car checked over regularly should eliminate this as a cause of concern.
3. Take your time and plan ahead. While we’ve all
done it and will likely do it again, there really is no excuse for driving
recklessly due to lateness or stress. By planning your schedule and driving
routes ahead of time, you should be able to develop a logical and stress-free
driving strategy which gets you to your destination on time without
compromising safety or any essential aspects of your day-to-day schedule. At
the same time, you’ll run a much lower risk of getting into an accident, being
pulled over or creating other problems which could later come back to haunt
your premiums by painting you as a higher-risk driver than you actually are.
Also, having a perfect driving record might be a great factor in saving on the life insurance! If apart from the car insurance, you are considering getting a life insurance, visit here https://nomedicallifeinsurance.ca/ The plus side of this is you don't have to pass medical tests to get a life insurance. How cool is that?
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