
1. Install shatterproof windows. This will make your windows
more resilient and resistant to damage, whether from burglars, weather events
or some other source. Consult your insurance provider first to make sure that
this change will lower your premiums, but once you get your confirmation you
can feel free to get to it.
2. If you don’t already have one, have an alarm system put
in. This should be an obvious one since, from the perspective of an insurance
provider, houses with burglar alarms look decidedly safer and less prone to
costly problems than those without. The same can be said for deadbolts on your
ground-floor outer doors, but be sure to shop around and speak to your
insurance provider to see which systems will yield the greatest discounts.
3. Consider installing motion-triggered outdoor lighting. This
makes sense for the same reason that an alarm system does: namely, that it will
serve as a deterrent to any would-be burglars or vandals. Insurance providers
are almost certain to reward this kind of simple but effective upgrade with
reduced premiums, but again, be sure to speak with them first to see exactly
what they can offer you and what must be done before these conditions will
apply.
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