When we hear talk of sandy beaches, and of friends or family
heading to sunnier lands like those of Central America, our associative
thoughts rarely ever lead us to think “medical care.” Nevertheless, the
practice of traveling abroad to seek healthcare treatments and procedures at
lower costs is an ever-growing trend, and we expect that more and more
Canadians will be doing this in the future.
One of the first questions that comes to mind about this
practice is: how can other countries possibly offer comparable treatments at
such low costs? Won’t these treatments necessarily be inferior? And the
pleasing answer to this question is, not at all. Here’s why: while Canada’s
inflation rates have not been quite so bad as those of the US, they are still
high in comparison with other countries. The cost of living has increased very,
very rapidly in Canada at a pace that outstrips that of most other countries.
Since many of these foreign countries have lower wages, lower costs of living,
lower material costs, and so forth, it stands to reason that they can provide
comparable healthcare services to Canada at much lower costs. For example, in
2011, 100 000 Canadians and Americans traveled to Costa Rica alone seeking
healthcare there. Costa Rica is only one of several countries that offer a high
standard of living, clean food, and fluency in English to visitors who make
this their destination.
Should you find yourself considering, at any point,
traveling abroad to seek medical treatment, now more than ever, you should make
sure you purchase travel insurance. This is because you are necessarily in a
situation where the expectation for medical emergencies is higher than if you
were completely healthy and traveling for leisure purposes only. If you plan to
seek treatments abroad, it’s worth speaking with your insurance provider about
getting the best possible coverage while you are away. Chances are your broker
will also be able to provide you with useful information about good
destinations they’ve learned of from their other clients as well.
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