Yes, there are more. In addition to
being rewarded for your high credit score, your social life, your
profession, and your commitment to paperless billing, here are a few
more factors which, if they apply to you, ought to be able to help
lower your insurance rates:
Safety features of your vehicle.
Airbags and anti skid lock brakes are the most commonly known
and implemented safety features found in cars being manufactured
today. Obviously the more safety devices your vehicle has, the less
chances there are of collision, and the less the extent of damage if
there is a collision.
Theft deterrents. Your
vehicle is likely equipped with basic anti-theft mechanisms, such as
a motion activated alarm. However, there are measures you can take to
make theft even less likely, and doing so is doubly beneficial to
you: you lower the chances of your car being stolen, and you lower
your insurance premiums. There are several means by which to do this:
there are switches that will disable fuel and ignition when
improperly activated. There are also systems for tracking stolen
vehicles. Additionally, engraving your vehicle's identification
number on various parts of your car make it easier to identify and
retrieve it if it is stolen.
Your loyalty. Have you
been with the same insurance provider for a long time? Or are you
using the same provider for all of your insurance needs, home, auto,
and so forth? Ask them to make it worth your while! Chances are that
they will only be too happy to use this means of thanking a valued
customer.
Good grades. If you are a
student, having good grades does the same for you that having high
credit scores does for your parents. Good grades (usually) go hand in
hand with responsibility, and statistics do show that this
responsibility is carried out onto the roads.