One of the big things that auto insurance brokers Calgary help their clients with is loss prevention. Loss prevention covers a lot of things, from theft prevention to dealing with accidents as they arise. Certain elements of loss prevention you can handle on your own, and others may require the help of a professional.
Probably the easiest way to protect yourself against loss when it comes to your driving habits is to be a rule-follower. This may sound cliché or even obvious, but yet so many people fail to follow basic laws and rules of common sense in handling their vehicles, and this results in a lot of accidents and a lot of increased Calgary auto insurance premiums.
For instance, texting and driving. Distracted driving laws have been in place for a few years now, but this remains almost standard practice, particularly for younger drivers. If you get a ticket for distracted driving, this can have implications for the types of Calgary car insurance quotes you will be looking at. Many don’t seem to realize how dangerous this can be, and what the statistics say about the number of accidents caused by this practice alone. Sometimes loss prevention is simply about understanding that there are real risks and real life and death stakes to driving, and acting accordingly. If you’ve always texted while driving it might feel like this sort of thing can’t happen to you, but it can.
If you’ve been involved in an accident, it’s important to not admit liability and to call the police right away. This is another huge part of loss prevention that a lot of people don’t follow. By admitting your liability or trying to settle things privately, you may find yourself in a lot more trouble than the accident, by itself, would have caused you.
Of course, these are all just rules of thumb. On a case by case basis it’s important that you get in touch with an auto insurance broker Calgary that you can trust. At Sharp Insurance, our brokers are dedicated to providing you with excellent advice, and ensuring you always know what to do no matter what type of situation you are confronted with.