Do you have a Lethbridge home insurance policy? If you answered 'no' to that previous question, then you might want to rethink your decision.
In this day and age, home insurances are a must. With the ever-fluctuating ecomony and the unpredictability of people and nature, they act as indispensable safety nets. Despite this fact, some people still doubt the benefits of home insurances. Some believe it to be too expensive while others see it as too much trouble. Whatever the case might be, by refusing to insure their house those people put themselves in a very vulnerable—and very expensive—situation.
Think of it this way: when you are insured, you are guaranteed (at least partially depending on which type of insurance you have) basic coverage of your home and of some of your possessions. Should anything happen to them—be it as the result of a theft or a natural disaster—if you do not have a home insurance policy you will be left to fend for yourself. Others will be filling their claims while you will be digging money out of your own pockets in order to pay for the repairs. Sounds expensive? You have no idea.
If that was not enough incentive for you to fill an insurance quote ASAP, then consider this: if someone injures themselves on your property and you are not insured, you will be liable. If that person decides to sue you, then you will (once again) have to fend for yourself.
This would not be the case if you were insured. In fact, a home insurance policy would even protect you from any damage that you, your family members and your pets would inflict on others.
Still think home insurance policies are not worth it?