SHARP HOME

Friday, 31 January 2014

Lethbridge Home Insurance—The Risks of Not Having a Home Insurance Policy



Do you have a Lethbridge home insurance policy? If you answered 'no' to that previous question, then you might want to rethink your decision.

In this day and age, home insurances are a must. With the ever-fluctuating ecomony and the unpredictability of people and nature, they act as indispensable safety nets. Despite this fact, some people still doubt the benefits of home insurances. Some believe it to be too expensive while others see it as too much trouble. Whatever the case might be, by refusing to insure their house those people put themselves in a very vulnerable—and very expensive—situation. 

Think of it this way: when you are insured, you are guaranteed (at least partially depending on which type of insurance you have) basic coverage of your home and of some of your possessions. Should anything happen to them—be it as the result of a theft or a natural disaster—if you do not have a home insurance policy you will be left to fend for yourself. Others will be filling their claims while you will be digging money out of your own pockets in order to pay for the repairs. Sounds expensive? You have no idea.

If that was not enough incentive for you to fill an insurance quote ASAP, then consider this: if someone injures themselves on your property and you are not insured, you will be liable. If that person decides to sue you, then you will (once again) have to fend for yourself.

This would not be the case if you were insured. In fact, a home insurance policy would even protect you from any damage that you, your family members and your pets would inflict on others. 

Still think home insurance policies are not worth it?

As the cliché goes, it’s always better to be safe than sorry. Get a free home insurance quote today.

Tuesday, 28 January 2014

Grande Prairie Car Insurance—How to Prevent Vehicle Theft



Automobile theft is—unfortunately—quite recurrent in our society. For many people, peace of mind comes in the form of Grande Prairie car insurance. However, it is no uncommon for these people to forget just how important it is to both insure and protect an automobile. According to a Global News article, a car is stolen every three and a half minutes in Canada. Could yours be next?

For your vehicle security, the team over at Sharp Insurance has compiled a list of tips to prevent automobile theft. While some of these tips may sound obvious, remember that this does not in any way diminish their importancein fact; some could argue it emphasizes it even more. 

Read on to know how you can protect your vehicle from theft:

Keep your key in check. We cannot stress this enough: do not, under any circumstance hide your key near your car. Also do not develop the bad habit of forgetting your key somewhere—try to keep it on your person at all times when you are not at home. As for your spare keys, find a secure (and hidden) location where you can store them.

Don’t leave your valuable in plain sight. Think of it this way: the fewer valuables there are in the car, the less tempted a thief will be to break into it. Try to hide your valuable under your seats or lock them up in your trunk.

Don’t leave your car running and unattended.  We are all Canadians here. No matter how cold it is outside, never leave your car running and unattended—even if the parking lot is completely empty and the 7/11 is just a few paces away. Losing your car over a bit of extra warmth is simply not worth it.

Avoid dark “shady” areas. In other words, know where you are going and try to park in well-lit areas. This often discourages thieves from preying on your car.

Buy an alarm system. Not every car comes with a professional alarm system. If that is the case with yours, investing in one might be a good idea.

Lock your doors. Yes, even in your own driveway.

Worried about the security of your vehicle? Get a free Grande Prairie car insurance quote today! 

Tuesday, 21 January 2014

5 Common Car Insurance Myths...

I just read an article that talks about 5 common auto insurance myths that are out there.  For example, does it cost more to insure a red car?  Or do older drivers pay more for insurance?  Or does your insurance policy cover any damage done to your car? 

Interested in knowing the answers to these?

Ever heard or wondered if auto insurance costs more for soldiers?  Or maybe you run your own business and you assume that your insurance policy covers your vehicle even if it is used for business?

Find the answers here: http://www.nbcnews.com/id/42900871/ns/business-consumer_news/#.Ut8xLPbn-fU

If you have any other questions or want to learn more about your car insurance policy make sure you give Sharp a call or fill out the contact form on our website and we will be happy to help you out.

Monday, 6 January 2014

Buy The Right Insurance In Calgary: Tips To Help

Insurance, we all know, is important. Buying the right insurance, however, isn’t easy; in fact, it can be a really daunting process. There are numerous companies, numerous insurance policies and you, as someone who is new to the whole process, don’t know a lot about how it all works. You will most likely have a hard time choosing an insurance policy that suits you. In this article, we will discuss what it takes to buy the right insurance.

First and foremost, a good agent can make the entire process a breeze. They can educate you about the entire process, find good options for you, help you choose between them and perhaps even help you get the insurance. So, if you can, try and find an insurance agent: you will be surprised just how easy the process becomes after you find one.

How do you find an insurance agent though? That, again, isn’t very easy, but you can ask others for references and search online. Look for the clients they have worked with in the past and talk to them, if you can. Talking to these clients can be really helpful... they will be able to address your questions, too. It may not be possible with all agents though, so if it isn’t, try and find their reviews online. Make sure you look for sites that are credible. You may search for Calgary Auto Insurance, for example, to find the right insurance companies if you live in Calgary.

Once you have an insurance agent, make sure they understand your needs clearly. The better and more clearly laid out your needs are, the easier it is to find the right insurance policy, one that suits your needs. At the same time, make sure that you look at a few options instead of settling with just one. Often you will find that you get a better deal when you compare a few instead of confining yourself to just one or two. This is where your insurance agent also comes into the picture.

All said and done, you must try and learn as much as you possibly can about your insurance coverage. From the exact details of what it covers to the premium you pay, understand every tiny detail of it. It will only help you in the long run!