Sunday, 18 May 2014

Are Teens Considered High Risk Drivers?

Do you know what a high risk driver is? Have you been labelled as one in the past?

In the insurance world, high risk drivers are drivers who are more prone to accidents, according to insurance companies. Before labelling a driver as a high risk driver, companies first look at the number of accidents that a person has been into and the number of traffic violation tickets that he or she has received. Because high risk drivers tend to be costly for companies, few of them are willing to insure them. What's more, those that do often offer policies that tend to be more expensive than the average car insurance policy. If you are a high risk driver, we have a good news for you: Sharp Insurance offers drivers in the Lethbridge area an affordable and reliable high risk driver insurance policy. If you are interested in hearing more about our coverage, click here:

Before that, however, we would like to tackle a question that is often asked by our customers: Are teenagers considered high risk drivers? The answer to that question is a yes. The unfortunate news is that young drivers do not have to do anything wrong to be labelled as high risk drivers: Their age and inexperience tend to do that for them. Generally speaking, the first two years after learning how to drive is the most dangerous period of a driver's life. During those two years, it is much easier to get into an accident... or cause one. As such, teens (and new drivers alike) raise insurance premiums dramatically.

If you are the parent of a teenager interested in learning how to drive, you will be expected to pay more on your insurance policy. The good news is that you can usually add your teen to your insurance policy without having to worry about buying a new one for them.

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