Tuesday, 21 October 2014

3 Things to Consider Before Purchasing an Edmonton Car Insurance Policy

Purchasing a car insurance policy is not always easy. Not only are there tons of companies offering quotes out there -- there are also numerous different policies available. How do you know which one to choose?

While it is always a good idea to discuss such matters with your insurance broker, nothing bad ever comes out of doing your own research. If you are currently living in Edmonton and are looking for an Edmonton car insurance policy, then Sharp Insurance would be more than happy to offer you a free quote. Until then, here are 3 things that you should consider before purchasing a policy:

1. The type of car that you own. Depending on what car you own, you may find yourself paying more (or less) on a monthly basis. When looking for insurance quotes, always compare the costs to maintain your vehicle against the costs to insure it. Also keep in mind that some cars are simply more expensive to insure and that you can't do anything about it.

2. How much you use your car on an annual basis. Many things come into play when insurance companies offer you a quote and the number of miles that you average each year is one of them. Unfortunately, the more often you use your car, the higher premiums you will have to pay. Just a head's up!

3. Any teenager that might be using your car. Unfortunately, new drivers and teenagers are known to make the costs of insurance premiums sky-rocket. Before choosing a policy, discuss with your insurance company whether the latter offers discounts for driving safety programs, good grades or even installed monitoring devices -- all of these factors can greatly help in reducing your monthly premiums.

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