Purchasing a home is already expensive as it is, so why should you bother with something like home insurance coverage?
This, unfortunately, is a common reasoning among home owners in Lethbridge and Alberta. For many people, insurance policies are simply "too expensive" or "useless". This could not be farther from the truth.
Certainly, home insurance policies can be expensive. But they don't have to be. If you have been following us for a while, then you might be aware that we are big advocates of saving money on insurance coverage. How you can do this depends on several things, among them whether you are ready to improve the security of your home and whether raising your deductible is something that you would seriously consider.
With that being said, let's go back to the original question. Do YOU need home insurance coverage in Lethbridge? Well, according to the law, you don't, but according to common sense, you do. Home insurance coverage constantly save families from going bankrupt.
You might think that your home catching fire or someone vandalising it will never happen to you, and while you are most likely (hopefully) right, the truth is that it's not worth risking your home and your sanity only to save money. Purchasing a home insurance policy such as the one offered by Sharp Insurance is the easiest way to prevent financial loss in the event of a disaster striking your home.
Because as the saying goes, it's better to be safe than sorry. (Sorry about the cliché.)