Wednesday, 28 January 2015

Is It Legal to Drive a Motorcycle Without Insurance Coverage in Red Deer?

As you may or may not know, certain form of insurance coverage is mandatory in Canada. One of the most common questions that plagues the mind of people who are considering purchasing a motorcycle for the first time is whether or not they will be required to also purchase a motorcycle insurance policy before hitting the road.

The answer is yes. By law you are required to purchase a motorcycle insurance policy if you are planning on riding your motorcycle in Red Deer, Alberta.

But just what kind of motorcycle insurance policy do you need to buy? As you already know, the term "motorcycle insurance policy" can refer to any type of policy. It can refer to collision coverage, bodily injury coverage and even property damage liability coverage. How do you know what kind of coverage you will be required to purchase?

By law you are required to purchase a simple insurance policy, but the truth is that this policy can change from company to company. Generally speaking, you can expect a motorcycle insurance policy in Red Deer to include (at the very least) bodily injury coverage and property damage liability coverage.

Purchasing additional coverage is not something that you are required to do. It is something that you will have to figure out by yourself (or with the help of your insurance broker). If you are planning on riding your bike often, then chances are that you would be able to sleep better at night with additional coverage.