Saturday, 31 January 2015

Tips for Home Owners Thinking About Purchasing a Home Owner Insurance Policy in Calgary

Purchasing a house is one of life's most exciting adventures. It can also be one of the most stressful ones. If you have recently purchased a house in Calgary and are considering covering it under a Calgary home insurance policy, then you have come to the right place. Sharp Insurance would like to offer you a few tips to make the process easier for you.

Here are 3 of them:

1. Shop around. We cannot stress this enough. Don't settle for the first good insurance policy that you find -- chances are that there is a better one out there. You will quickly realize that plenty of companies such as Sharp Insurance offer prospective clients free home insurance quotes. Use them to your advantage and analyse them well to know exactly what you would expect from each one of them.

2. Keep your house safe. This one is very useful to save money. The more of a liability your insurance company sees your house as, the higher premiums you will be required to pay. To save money each month, make sure that everything in your house is working as it should be. If you do not have one installed already, also consider installing a home security system -- you'd be surprised by how much money you can save this way!

3. Know your policy well. Once again, we cannot stress this enough. It baffles us how many people do not know that their policy does not include earthquake coverage until it is too late. Familiarize yourself with what your policy covers and what it does not cover to avoid unpleasant surprises down the road. If need be, purchase additional coverage.