Being labelled as a high-risk driver in Fort McMurray might sound like a life-long sentence, but it is far from being so.
Consider this: Generally speaking, insurance companies are only allowed to factor into insurance quotes the last 2 years of a person's driving record. What that means, essentially, is that if you have been labelled as a high-risk driver in the past but you are able to keep a clean driving record for at least 2 years, then you should expect your monthly premiums to go back to "normal" soon after 2 years have passed.
As we have said before in the past, being labelled as a high-risk driver is not necessarily a bad thing. After all, there is a reason why insurance companies see you as being more prone to accidents and traffic violations than others... it's because you are. Raising your monthly premiums might be the only way for them to make you aware of your dangerous driving habits -- perhaps even going as far as to save your life and that of other drivers in the process.
See where this is going?
And of course, as you already know by now, just because you have to pay higher monthly premiums for a while doesn't mean that those premiums have to be a lot higher than what you are used to. Plenty of companies in Fort McMurray like Sharp Insurance offer affordable and reliable Fort McMurray high risk driving insurance coverage. It's up to you to go out there and find the on that suits you best.
(Oh and of course, we're not talking about the different possible ways for you to lower your insurance premiums! That's another story altogether.)