Well the good news is that it's not permanent. With that in mind, here's what you should do after being labelled as such by your insurance company:
- Don't panic. As we said above (and in earlier posts), it's not permanent. Depending on the type(s) of violation(s) that you are responsible for, you can generally expect 2 years to pass before you will become once again eligible to pay "normal" monthly premiums. (Assuming that you are able to keep a clean driving record during those 2 years, though.) Not too bad, eh?
- Shop around. Because you are required to pay higher monthly premiums from now on, shopping around for the most affordable Calgary high risk driving insurance policy becomes more important than ever. You will find that many insurance companies such as Sharp Insurance offer free insurance quotes. Use them wisely so that you know exactly what to expect from each prospective company and policy!
- Brush up on your driving skills. If you have been labelled as a high risk driver in Calgary, then it's your cue to get out there and brush up on your driving skill. Whether you are guilty of speeding, tailgating or even running red lights, it doesn't matter. Now is the time to eradicate your bad driving habits so that you can focus on keeping a clean driving record for the next 2 years or so.
As you can see, being labelled as a high risk driver in Calgary is not the end of the world. Follow those 3 simple tips and it should be a matter of time before things go back to normal!