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Saturday, 4 April 2015

3 Commercial Insurance Policies That Every Business in Edmonton Should Have



Owning a business in Edmonton is far from being an easy task. As a business owner, there are so many things that you should take into consideration, among them whether or not you are properly insured.

Today, we will take a look into 3 commercial insurance policies that every business in Edmonton should have -- yours included.
  1. Commercial general liability insurance policy. This policy is by far one of the most important policies out there. As you already know by now, people sue each other on a daily basis. This is no surprise by now. It is not uncommon for a person to slip and injure themselves on a business property and then proceed to sue the company. Just because you think it "only happens to others" doesn't make you immune to being sued. Owning a commercial general liability insurance policy is the surest way to prevent such an accident from backfiring up on you.
  2. Commercial property insurance policy. Whether you work from home, own or even rent your business property, you will find that not being covered under a commercial property insurance policy can end up costing you thousands of dollars in damage. Edmonton is far from being the safest city in Canada, and as result arson, thefts and flooding are not uncommon. Purchasing this policy is the best way to prevent disasters from causing long-lasting damage to your business and finances.
  3. Professional liability insurance policy. If you are a professional, then it is your responsibility to perform a certain task or duty. Failure to do so can often results in a lawsuit. As a professional currently operating in Edmonton, this should be your biggest fear. Thankfully, owning a professional liability insurance policy saves you the trouble of having to worry about imminent lawsuits, It is a must-have for small businesses in Edmonton.

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