Owning a business means a LOT of work. And paperwork. (But by now you should know that already.) It also means remaining on top of the latest insurance policies, something which can prove to be troublesome for many people.
But owning a business also means that being smart with your money becomes more important than ever. If you own a business and you also happen to own several automobiles for business purposes, then we cannot stress enough the importance of being covered under a Canadian commercial auto insurance policy.
Fortunately for you, owning this policy doesn't have to be as expensive as it sounds. With a bit of planning ahead, there is no reason why you shouldn't enjoy lower monthly premiums. Here's how you can do that:
1. Hire good drivers. This might sound a bit obvious at first, but you would be surprised how far this advice can take you. Before hiring drivers, review their driving records. Only hire drivers with a lot of experience under their belts and preferably no infraction on record.
2. Shop around. No insurance policy was created equally. While you often receive what you pay for, some insurance companies like Sharp Insurance simply offer better service at a better rate. As a business owner, it is imperative that you learn how to shop around early in order to save money.
3. Bundle your policies. This advice is only useful if you own other insurance policies. Bundling them up with your commercial auto insurance policy can save you a lot of money in the long run as many insurance companies offer discounts when their customers purchase several policies from them.
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