Saturday, 30 May 2015

What is "Business Interruption" Insurance Coverage?

Contrary to what some people believe, the world of insurance coverage isn't as black and white as it appears to be. The term "Lethbridge commercial insurance coverage" can, in fact, refer to many different types of commercial insurance policies. If you own a business in Lethbridge, then chances are that you are already familiar with this fact.

But are you also familiar with the many different kinds of insurance policies available to you? Most people aren't -- especially when they are just starting out.

As a business owner, we simply cannot stress enough the importance of being protected under the right insurance policies that are tailored to meet your needs and that of your business. We've said it in the past and we will keep saying it: Being covered can make all the difference in the world.

One of the most important, yet often overlooked, insurance policies that every business owner in Lethbridge and the rest of Alberta should look into is known as business interruption coverage -- also known as business income insurance coverage.

As the name entails, this policy covers the loss of income that a business suffers after experiencing a disaster. Of course, this policy is much more complex than this. As you will soon find out the meaning of the word "disaster" varies from insurance company to insurance company... as does the amount of money that the policy owner receives after making a claim. 

For more information on this insurance policy and how it could benefit your business, we encourage you to give Sharp Insurance a call or to bring up this topic with your insurance broker.


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