Being self-employed isn't easy. By now you've probably figured that out on your own. But what some people don't remember is that just because you are self-employed doesn't mean that you don't need to be covered under certain Red Deer insurance policies. In fact, because you are self-employed is probably the reason why you should be covered under those policies in the first place.
If you are self-employed in Red Deer, here are 3 insurance policies that you should never overlook:
- Disability insurance. Each year, hundreds of Canadians across the country must stop working for a certain period of time because they are disabled. How do you know you won't be among them? Regardless of whether or not you work in a field in which injuring yourself is a real possibility, don't make your life harder by not purchasing a disability insurance policy. Not working for an extended period of time could prove to be disastrous to both your finances and your mental health.
- Commercial property insurance. Here's something that you might not know: Commercial property insurance coverage isn't only reserved for big businesses in Red Deer-- or anywhere else, for that matter. People who work from home also benefit from being covered under this insurance policy. If you work from home, you too would most likely benefit from purchasing this policy... especially if you are one of these people who constantly attack bad luck.
- Professional liability insurance. Lastly, this type of insurance policy is a bit specific, but that doesn't take anything away from its importance. If you work in a field in which the threat of being sued for a mistake or omission exists, then what are you doing reading this article?! Go outside and purchase this policy right now. You'll see -- you might just end up thanking us down the road.