Two words that don't go together at all: business and injuries. If you own a business, then someone injuring themselves on your business premises could well prove to be disastrous. Not only would you feel bad about it -- if the injury is grave enough, it would also be possible for you to face the threat of a lawsuit.
Now being sued is not something that anyone ever wants to experience, let a lone a business owner. Unfortunately, it happens, and just because it "happens to other people" doesn't mean it can't (or won't) happen to you. The good news, however, is that preventing injuries is still doable, and that yes -- Canadian commercial general liability insurance policies are still around.
So without further ado, here are 5 little tips to prevent injuries on your business premises:
- Clearly mark slippery areas. Most injuries on business premises are caused by slippery areas. When cleaning the floors, never, ever forget to place a "Caution -- Wet floor" sign that people can see from at least a few meters away. Ideally, the sign would be in both English and French.
- Take care of your merchandise. The last thing that you want is a heavy hammer falling on someone's head! To ensure this doesn't happen, regularly make sure that your products are where they should be. Also consider placing heavy objects on lower shelves.
- Keep people away from dangerous areas. Always lock doors that you don't want people entering. Similarly, consider placing signs around those areas.
- Keep your grounds and floors clean. And yes, that includes outside paths as well. In the winter, have someone clear the snow first thing in the morning. Your business property should always be as neat and tidy as possible.
- Take care of your parking lot. Everyone hates potholes, but some people hate them more than others. If you have potholes in your parking lot, fix them before someone sues you for vehicle damage.