Thursday, 20 August 2015

Is My Edmonton Home Insurance Coverage Still In Effect While I'm On a Vacation?

With summer drawing to an end in Edmonton, all you late vacationers should be well on your way to your favourite destinations.

But before boarding the plane or loading your car, making sure that your home is in order should figure high on your list of priorities. If your house also happens to be covered under an Edmonton home insurance policy such as the one Sharp Insurance offers, then you may be wondering (and with good reason) whether or not that policy remains in effect while you are away on vacation.

Here's the thing: We can't speak for every company in Edmonton. This is why we urge you to call your insurance company before going on vacation. While there is no reason why your home would not be covered while you are away for a short period of time, longer vacations may require more than a call to your insurance company. This is why the earlier you take care of this, the better.

Our intention is not to scare you, but remember that while you are away, a number of things could happen to your house. Empty houses are a lot more vulnerable to being burglarized, for one. What we suggest is this: Regardless of how long your vacation will be, call your insurance company and let them know that your house will be empty for a while. They will let you know what you will need to do (if anything) to keep your Edmonton home insurance policy in effect while away.

Afterwards, we also suggest to ask one of your close friends or relatives to house sit for you or to at least collect your mail every day and check up on your home. This will give you additional peace of mind and might even go a long way towards solidifying a claim... though we sure hope you won't need to do that.