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Friday, 9 October 2015

Fort McMurray New Drivers: 3 Things to Know About Insurance Coverage


Under Canadian (and Albertan laws) new drivers, regardless of how old they are, are obligated to purchase a car insurance policy before hitting the road. Generally speaking, a liability insurance policy is enough to get you out of trouble. But if you are a new driver, chances are that you don't even know the difference between the different types of insurance polices available to you.

This is why Sharp Insurance has compiled a short list of 3 things to know about car insurance coverage in Fort McMurray. So without further ado, here they are:
  1. New drivers are treated the same, regardless of how old they are. When people think of "new drivers" they usually picture teenagers. While it's true that the vast majority of new drivers in Alberta are in fact teenagers, a good portion of them are also made up of adults. 
  2. New drivers pay higher premiums than "regular" drivers. Yep... that's the question you've been dreading all along! In a way, new drivers are treated the same as high-risk drivers in Fort McMurray. Because they lack experience and are seen as more prone to causing bodily and/or property damage, they are expected to pay higher monthly premiums. If you are a new driver, however, don't sweat it too much. Lowering your premiums can be done via a number of ways... and if you manage to keep a clean driving record for a while they'll go down on their own anyway!
  3. New driver insurance policies differ greatly in Canada. Does that surprise you? If it does then you would most likely benefit from requesting a free new driver insurance quote from Sharp Insurance. Unlike what some people think, insurance policies differ from one another... and so do insurance companies. How much you want to pay each month plays a HUGE role in the type of insurance coverage you'll end up with, so be sure to make a budget before making any decision.

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