As a Canadian driver, being denied insurance coverage can be problematic for several reasons... and of course we're not mentioning stressful. If you are on the lookout for Edmonton car insurance coverage, there are 3 facts that you need to know about being denied by an insurance company:
- You might be considered a high-risk driver. Just as the name entails, a high-risk driver is a driver who is considered as more prone to getting into and/or causing road accidents. Since those drivers are seen as more "expensive" by insurance companies in Edmonton, several of them refuse to give them coverage. The good news, however, is that high-risk driving insurance policies exist... you just have to go out there and find them. Yes, you do end up paying more on your deductibles, but at least you won't have to worry about not being covered any longer.
- If you still can't find a policy, hire the help of an insurance broker. Insurance brokers exist for a reason -- to help you find a policy that meets your own needs. If you have been denied coverage several times already, then hiring a broker might be the best option left for you at this point.
- Being denied happens to everyone. Lastly, if you have been denied... don't fret it! As we said above, there ARE companies out there that are ready to offer you coverage. It's just a matter of finding them. If you are denied we recommend that you find out what the problem is, fix it in any way you can, and then move on.