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Wednesday, 18 November 2015

Does Commercial Property Insurance Coverage in Edmonton Cover Theft?


A darker part of owning a business in Edmonton has to do with everything that people do not want to think about or associate with. Yes, today we're talking about disasters... and one particular type of disaster known as theft.

If you own a business, the last thing that you want to go through is a break-in. Not only does this make you lose money in the short run, it also makes you look bad. But here's the thing: No matter how up-to-date you are with the latest anti-theft technologies, there will always be people out there who know how to counteract these technologies. This is why being covered under an Edmonton commercial property insurance policy such as the one Sharp Insurance offers is of the utmost importance.

But does this policy really cover theft?

Yes, it does.... among other things. As long as you can prove that your business property was broken in and that you suffered valuable losses, then you can expect your insurance company to reimburse you. Keep in mind, however, that proving that the thieves stole something valuable from you (physically and sometimes even digitally) is half the battle. Thankfully, this process can be made easier by making a photo inventory a while in advance.

We've covered several tips on how to do that, but you can always search online for more. Until then, don't forget to lock the door and to stow away valuables away from sight... simple security can often go a long way!

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