Wednesday, 30 December 2015

Does Your Edmonton Business Need Commercial Property Coverage?

To safeguard the future of your company, you should never underestimate the importance of commercial property insurance coverage. Regardless of whether you rent or own your building in Edmonton, work from home or even lease your premises, this type of insurance policy has the potential to save you thousands of dollars on repairs.

A commercial insurance policy covers your company’s building, furniture, equipment and other valuable property such as documents owned by your business. This coverage generally extends to cover losses caused by fire, vandalism and numerous natural disasters. Most insurance companies such as Sharp Insurance allow you to tailor the policy to suit your needs. How much you will pay will depend on a few factors, among them the type of business that you are operating, how many employees work under you and what type of building your company owns or rents.

Why Does Your Business Need Such Coverage?

Imagine waking up one morning to find out that your office suffered a break-in during the night. With a sinking heart you realize that your computer and other expensive possessions are not the only things missing: All of your documents are also gone.

At this point, most people have two options. They can either choose to panic and contemplate bankruptcy, or they can choose to stay calm and call their insurance company to file out a claim. While policyholders will always turn to the second option, others, more unfortunate ones will have no choice at all. For those people who did not have commercial property coverage, this break-in could prove to be fatal to their business.

The future of your company still remains in your hands. So let us ask you one question: Why risk it?


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