What do you know about Calgary home insurance coverage? If you own a house in Calgary and are considering purchasing coverage, then here are 3 questions that you should ask insurance companies before signing your name on anything:
- What does this policy not cover? Most people know what a policy cover... but most of them also don't know what it does not cover. To avoid unpleasant surprises in the future, we highly recommend that you familiarize yourself with what a policy covers and does not cover. As an example, most home insurance policies in Calgary do not cover damage related to earthquakes, which means that additional coverage must be purchased for that.
- How can I lower my monthly premiums? Here is a little known secret: You don't have to pay as much as you think you need to pay on your monthly premiums. This is because lowering your monthly premiums is completely doable. If you are interested to learn more about how this can be done, talk to your insurance company, or if you want, you can always refer back to some of our earlier blog posts.
- Why should I choose your company? Last but not least, don't hesitate to ask what an insurance company has to offer that other companies do not. In Calgary (and the rest of Canada), the insurance market is very, very competitive. To make sure that you chose the perfect company for you and your needs as a home owner, make sure to do your research and to ask as many questions as you need. Good luck!