SHARP HOME

Thursday, 2 June 2016

Edmonton Home Insurance Coverage: Is It Mandatory in Alberta?


What do you know about home insurance coverage in Edmonton? As a new home owner, it is completely natural for you to be slightly confused and/or nervous at the prospect of purchasing insurance coverage for your new home in Edmonton. Unfortunately, the world of insurance policies is vast, and new home owners don't always know where to start from.

One of the most common questions related to home insurance coverage is this one: Is home insurance coverage mandatory in Alberta?

If you own a car, you already know that you cannot legally drive your car without owning some sort of insurance coverage. But is it the same thing with your new purchased home? And what are the repercussions if you never buy coverage, if any?

The answer to the question above is no, you are not legally obligated to purchase home insurance coverage Edmonton. With that said, however, just because you are not legally obligated to do so doesn't mean that you shouldn't. There are simply too many risks associated with owning a house, and your house is too precious for you not to purchase at least some form of insurance coverage. From vandals to fires, without forgetting of course the possibility of your house being robbed, we can't recommend enough the importance of being covered under a solid homeowners policy.

Generally speaking, a basic policy should do the trick for most home owners in Edmonton. However, depending on where you live, you might consider purchasing additional coverage. For a free Edmonton home insurance quote, we encourage you to visit www.sharpinsurance.ca.

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