Owning a motorcycle in Red Deer means that you are legally obligated to purchase an insurance policy before hitting the road. The most common type of motorcycle policy is known as liability insurance coverage. But what exactly does it cover?
If you own a car, then you can probably already guess the answer to that question. Much like its auto counterpart, this policy includes
bodily injury and property damage protection. In other words, this policy will protect you financially in the event of you experiencing a road accident. Even if you are the cause of said accident, most motorcycle liability policies will provide you with financial assistance.
This policy is often confused with collision coverage. Unlike liability coverage which helps you pay for damage to third parties, the former type of coverage helps pay for damage done to
your bike. Here at Sharp Insurance, we often recommend these two policies to motorcycle owners in Red Deer. However, keep in mind that there are numerous other types of policies out there, including but not limited to comprehensive coverage and total loss coverage. While additional coverage is not mandatory, it is often recommended... especially if you are planning on riding your bike frequently!
If you have any questions related to motorcycle liability coverage in Red Deer, or if you would like to request a free quote from Sharp Insurance, please visit www.sharpinsurance.ca. Our quotes are free and come with no obligation whatsoever. Until then, remember to stay safe on the road and to enjoy the rest of your summer!
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